Loan Products

Loan Products

Explore our loan products further to find the perfect financing solution for your homeownership journey. Trust Virginia Home Loans to provide personalized guidance and support every step of the way.

What can we do?

    Fixed-Rate Mortgages: Enjoy stability and predictability with a fixed-rate mortgage, where your interest rate remains constant throughout the life of the loan, providing peace of mind and easier budgeting.

Adjustable-Rate Mortgages (ARMs): Take advantage of lower initial interest rates with an adjustable-rate mortgage, which offers flexibility and potential savings, especially if you plan to sell or refinance within a few years.

FHA Loans: Ideal for first-time homebuyers or those with less-than-perfect credit, FHA loans offer low down payment options and flexible qualification criteria, making homeownership more accessible.

VA Loans: Exclusive to eligible veterans, active-duty service members, and their families, VA loans offer competitive interest rates, no down payment options, and reduced closing costs, providing valuable benefits to those who have served our country.

Jumbo Loans: Finance your dream home with a jumbo loan, which exceeds the conventional loan limits set by Fannie Mae and Freddie Mac. With flexible terms and competitive rates, we can help you secure financing for luxury properties or higher-priced homes.

Refinance Options: Whether you're looking to lower your monthly payments, shorten your loan term, or tap into your home's equity, our refinancing options can help you achieve your financial goals and save money over time.

Explore Our Loan Products

At Virginia Home Loans, we offer a diverse range of loan products designed to meet your specific needs and financial goals. Here's a glimpse of what we offer: Fixed-Rate Mortgages, Adjustable-Rate Mortgages (ARMs), FHA Loans, VA Loans, Jumbo Loans, Refinancing Option.

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